Your Path to Home Ownership Starts Here
Specializing in alternative lending and commercial mortgages in Scarborough. Get approved even when traditional banks say no.
Get a Free Consultation
No obligation. Free advice from a licensed mortgage agent.
Mortgage Solutions for Every Situation
Specialized expertise in the areas banks often overlook
Alternative Mortgages
Bad credit, self-employed, or non-traditional income? We find solutions when banks say no. B-lending, private mortgages, and creative financing options.
Learn More →Commercial Mortgages
Financing for multi-family, retail, office, industrial, and restaurant properties across Ontario. Competitive rates for investors and business owners.
Learn More →What Our Clients Say
Real results from real Scarborough homeowners
“Nalin helped us get approved when 3 banks turned us down. We closed in just 3 weeks. Absolutely incredible service and dedication.”
“Self-employed for 6 years and always struggled with mortgages. Nalin found us a great rate in just days. Highly recommend!”
“Best mortgage experience I’ve ever had. Professional, fast, and always available to answer questions. A true expert.”
Why Choose Encore Mortgage?
With over 18 years of experience, Encore Mortgage has helped hundreds of Scarborough families achieve home ownership — even in the most challenging financial situations.
- Access to 50+ lenders including B and private lenders
- Specialized in self-employed and alternative income
- Same-day pre-approvals available
- No broker fees on most residential mortgages
- FSRA licensed and fully insured
- Serving Scarborough and all of Ontario
Ready to Get Started?
Book a free, no-obligation consultation today. We respond within 24 hours.